The short answer is — probably. Over 95% of reference checks come back fine.

The most common failures for tenants are excessive poor credit history - for example unpaid debts leading to CCJ's, unpaid council tax bills, etc, and insufficient income. Return to Van Mildert - Tenant Referencing home page.

It can be useful to see what information credit checking companies are storing on you - We've teamed up with Experian to allow you to view your own credit history, allowing you to check how you're doing and make sure there's nothing negative against your name which you don't know about.

In this day and age it's sensible practice for everybody to keep an eye on their own credit history, just in case mistakes crop up or unpaid bills you don't know about are holding you back. You can do this via our credit checking partner, Equifax, here.

We'll also make a practical assessment of your finances taking into account any wages, savings, benefits, grants etc which you may have.

Depending on the exact circumstances the formula can vary, but as a rule of thumb tenants must have either a total monthly income of at least 2.5x the monthly rent, or savings equal to 2.5x the annual rent, or a combination of both.

Depending on your circumstances credit history problems can often be resolved by naming a guarantor. If there's a problem with your credit history we'll call you and discuss your options and the possibility of a guarantor.

For guarantors, the same formula applies, but guarantors must make 3x the rent, as they have their own living costs to cover.

If you would like to chat with one of our advisers about this, feel free to give us a call on 0191 256 0920.